Becoming a member
Membership isn't signed up for online. Because the cooperative is for serving NSCDC personnel and contributions are deducted from payroll, enrolment is handled by the NHQ Secretariat against your official record. Here's how it works.
- STEP 01
Confirm your eligibility
Any serving NSCDC officer with a valid IPPIS/payroll number may join. You will need your service number and a phone number that can receive SMS.
- STEP 02
Visit your command’s cooperative desk
Complete the membership form at your command’s cooperative desk, or through the NHQ Secretariat, and choose your monthly contribution rate (from ₦5,000).
- STEP 03
Deductions begin at source
Once the Secretariat registers you, your contribution is deducted from payroll on the next cycle — no manual transfers, no missed months.
- STEP 04
Sign in on the mobile app
Once registered, download the NSCDC Cooperative app and sign in with your service number and a one-time SMS code. Savings, loans, guarantees and dividends all live there.
Talk to the Secretariat
The cooperative desk at NSCDC National Headquarters can register you and answer any questions about rates, loans and dividends.